The compliance liability and the ownership signal point at the same refinancing risk — and neither is visible in the transaction data a lender would normally check.
What the public record shows when a building’s regulatory position and its ownership structure are read together.
Why it matters for an owner: at portfolio level, a building- or fund-average EPC rating hides the individual units carrying the real MEES and refinancing exposure. Only asset-level intelligence surfaces where that risk actually sits — which is exactly what this read demonstrates, from public data alone, on any building.
Use
Mixed-use
Offices / retail / BBC studio
EPC
Band G
Trajectory D → F → G
Owner
Martley Capital
Offshore SPV structure
Data sources — 20 authoritative sources across 5 intelligence pillars
NBIP fuses authoritative public sources across these pillars into a single asset-level read. The individual signals are public; the value is in how they are combined.
Findings
Confidence — Tier 3 of 5
The read gets sharper the more the building is seen. The headline rests on hard public records: the EPC certificate and register, confirmed MEES policy, the VOA rating list, and Companies House filings including live filing status. It is held at Tier 3 because the EPC on record dates from 2016 and no recent operational data (such as an up-to-date DEC or metered energy use) is publicly available for this asset — so the current performance position is inferred from the historic certificate trajectory rather than measured. The refinancing timing is likewise an inferred read, not a recorded default, and the forward cooling-load is modelled. This confidence would rise as more up-to-date operational data becomes available: a recent DEC, refreshed EPC, or metered consumption would move the read from inference toward measurement — and NBIP's inference sharpens automatically as those signals are added.
Want this read on your own portfolio?
This analysis was produced from public data alone — no sensors, no site access. NBIP can run the same read across any non-domestic building or portfolio, at scale.